VePay · VEBIT
VePay Fees & Limits Overview
Transparent rates · Global payments · Flexible management
VePay is a payment product by Vebit. It supports real-time crypto-to-USD conversion for spending on the Visa network and ATM withdrawals.
Global Visa payments
Multi-currency support
Real-time USD settlement
Secure & compliant
01
Card Issuance & Management
| Item | Retail | VIP1 | Notes |
|---|---|---|---|
| Virtual card | USD 99 | — | — |
| Physical card | USD 300 | — | — |
| Physical card shipping | Free | — | — |
| Card reissue policy | Virtual: first reissue free; then USD 99 each. Physical: USD 300 each. | — | Reissued cards receive a new card number. |
| Card validity (physical/virtual) | 3 years | — | — |
| Account maintenance fee | Free | — | — |
| Card deletion fee | USD 2.00 / card | — | Applies to both physical and virtual cards. |
| Account balance limit | Unlimited | — | — |
02
Card Fees & Limits
| Item | Retail | VIP1 | Notes |
|---|---|---|---|
| USD card spending fee | Free | — | — |
| Non-USD card spending fee | 1.2% | 1.14% | — |
| Transaction fee | 1% | 0.95% | — |
| Small transaction fee | USD 0.20 / txn | — | — |
| Declined transaction fee | USD 0.50 / txn | — | Includes insufficient balance, frozen/lost card, incorrect card details, and other user-related declines. |
| Google Pay / Apple Pay verification fee | 0.4% | — | Fee when binding and spending via Google Pay or Apple Pay. |
| Account verification fee | USD 0.50 / txn | — | Used to verify card/account validity, often via a small charge or pre-authorization. |
| Reversal / refund fee | USD 0.50 / txn | — | Fee for merchant refunds or transaction reversals. |
| Dispute handling fee | USD 35 | — | Fee when initiating fraud or unauthorized transaction disputes. |
| Card USD → Vepay Crypto account | 3% | — | Transfer USD from the card to your platform account. |
03
ATM Fees
| Item | Retail | VIP1 | Notes |
|---|---|---|---|
| USD ATM withdrawal — ATM fee | 2% | — | — |
| USD ATM withdrawal — USD ATM surcharge | Free | — | — |
| Non-USD ATM withdrawal — ATM fee | 2% | — | — |
| Non-USD ATM withdrawal — non-USD ATM surcharge | 2% | — | — |
| Small ATM withdrawal fee | USD 1.00 / txn | — | — |
04
ATM Limits & Restrictions
| Item | Retail | VIP1 | Notes |
|---|---|---|---|
| Card spending — per transaction limit | USD 100,000 | — | ATM limits vary by region and bank; actual limits apply. |
| Card spending — daily limit | USD 1,000,000 | — | Daily ATM count and amount limits vary by region and bank. ATM withdrawal is not supported in Singapore, China, or sanctioned countries. |
| ATM withdrawal — daily count limit | ≤ 30 txns | — | — |
| ATM withdrawal — daily amount limit | ≤ USD 4,000 | — | — |
| ATM withdrawal — monthly limit | ≤ USD 120,000 | — | — |
05
Withdrawal Fees
| Item | Retail | VIP1 | Notes |
|---|---|---|---|
| Crypto withdrawal fee | 5 USDT / txn | — | Transfer crypto assets from your Vepay account to an external wallet or platform. |
06
Bank Fees
| Item | Retail | VIP1 | Notes |
|---|---|---|---|
| VA account application fee | USD 500 | — | — |
| Fiat deposit — SWIFT | USD 10 | — | USD/EUR/GBP deposits supported; more currencies coming soon. |
| Fiat deposit — Local | USD 10 | — | — |
| Fiat ↔ Crypto | 0.5% | — | Convert fiat in VA account to digital assets on Vepay. |
| Fund recall fee | USD 25 | — | Request to recall funds after payment; recall is not guaranteed. |